McKinney, Texas experienced golf ball-sized hail on June 6, 2026, with 2-inch stones confirmed by radar.
The hail strike occurred approximately 12 miles northeast of downtown McKinney in northern Collin County.
Damage assessment
Golf ball-sized hail at 2 inches represents a significant threat to McKinney's dominant architectural asphalt shingles. This magnitude typically causes functional damage including granule loss, exposed mat, and potential penetration on roofs over 10-15 years old. Class 4 impact-resistant shingles may experience only cosmetic damage at this size, demonstrating their superior durability. Standard architectural shingles will likely require professional assessment as damage may not be immediately visible from ground level.
With a typical deductible of $7,000 on a $350,000 home, the average repair cost of $5,944 falls below the deductible threshold. This means most homeowners would pay out-of-pocket rather than filing an insurance claim, making financial sense only if additional wind damage or interior water damage occurred. Homeowners should check their policy declarations page for specific filing deadlines as this information varies by carrier.
Insurance policy claim deadlines are not available — homeowners should check their policy declarations page for specific filing requirements and timeframes.
Repair costs fall below your deductible — you will likely pay out of pocket regardless of filing. Focus on getting competitive estimates from licensed contractors rather than rushing a claim.
This storm may have damaged your roof — get a free McKinney inspection
McKinney repair cost reference
Historical context
This event ranks #33 out of 221 recorded hail events in the past decade for Collin County. The largest recorded event remains 4.5-inch hail on March 24, 2019. June historically produces above-average hail activity with 42 events over 10 years, though March remains the peak month with 67 events.
Storm system
This hail event was part of a broader regional system affecting the Dallas-Fort Worth metroplex, with concurrent events in Tarrant County (1.75 inches), Denton County (2.75 inches), and Dallas County (4 inches).
Contractor guidance
McKinney's dense roofing contractor market currently shows 4-8 week backlogs following regional storm activity. Texas Insurance Code § 707.002 prohibits contractors from offering to waive deductibles, with violations carrying Class B misdemeanor penalties. Since Texas requires no state roofing license, verify contractors hold valid local business licenses, carry liability and workers' compensation insurance, and maintain proper registration with the Texas Secretary of State for corporate entities. Scheduling 2-3 weeks ahead reduces backlog exposure in this competitive market.
Permits & building code
At 2-inch magnitude, repair work is more likely than full replacement for most properties. Contractors handle permit applications costing $150-$350, with inspections required for roofing work. While Class 4 shingles aren't mandated, the 10-20% insurance discount combined with superior hail resistance makes them worth considering during any roof replacement project.
- 1Document visible damage with photographs from multiple angles and distances
- 2Schedule professional roof inspection within 2-3 weeks to avoid contractor backlog
- 3Review insurance policy declarations page for specific claim filing deadlines
- 4Verify contractor holds local business license and proper insurance coverage before signing contracts
- 5Obtain detailed written estimates comparing standard architectural versus Class 4 impact-resistant shingles
This storm may have damaged your roof — get a free McKinney inspection
Event confirmed by NOAA NEXRAD radar through the Severe Weather Data Inventory, with full National Weather Service documentation pending.