McKinney, Texas struck by golf ball-sized hail measuring 1.75 inches on June 2, 2026.
The hail strike occurred approximately 12 miles southeast of downtown McKinney.
Damage assessment
Golf ball-sized hail at 1.75 inches typically causes functional damage to standard architectural asphalt shingles, the dominant roofing material in McKinney. This magnitude can produce granule loss, exposed mat, and potential penetration on roofs over 10-15 years old. Class 4 impact-resistant shingles may experience only cosmetic damage at this size, though inspection remains critical to document any functional loss.
With a typical 2% deductible on McKinney's $350,000 median home value, homeowners face a $7,000 out-of-pocket cost. Typical repair costs for a 2,000 square foot roof range from $4,863 to $7,025, with an average of $5,944. Since repair costs may fall below or only slightly exceed the deductible threshold, homeowners should carefully document all damage before determining whether filing a claim makes financial sense.
Homeowners should check their policy declarations page to determine the specific claim filing deadline, as this information is not available in standard reporting.
Repair costs fall below your deductible — you will likely pay out of pocket regardless of filing. Focus on getting competitive estimates from licensed contractors rather than rushing a claim.
This storm may have damaged your roof — get a free McKinney inspection
McKinney repair cost reference
Historical context
This event ranks #70 out of 221 recorded hail events in the past decade for Collin County. The largest recorded hail in county history measured 4.5 inches on March 24, 2019. June historically sees above-average hail activity with 42 events over the past 10 years, following the typical late spring peak season.
Storm system
This hail event was part of a broader severe weather system affecting North and Central Texas, with golf ball to baseball-sized hail reported across Dallas, Tarrant, Denton, and several other counties on the same day.
Contractor guidance
McKinney's dense roofing contractor market currently shows a 4-8 week backlog with moderate storm chaser risk following this regional event. Texas Insurance Code § 707.002 strictly prohibits contractors from waiving or absorbing insurance deductibles, with violations carrying Class B misdemeanor penalties. Homeowners should verify contractors hold valid local business licenses, proper insurance coverage, and are registered with the Texas Secretary of State for corporate entities, as Texas requires no state-level roofing license.
Permits & building code
At 1.75 inches, repair rather than full replacement is more likely for most McKinney homes. Contractors handle permit pulling with costs ranging $150-$350, and inspections are required for roofing work. While Class 4 shingles aren't mandated, the 10-20% insurance discount makes them worth considering during any roof replacement.
- 1Document all visible damage with dated photographs from ground level and request professional roof inspection
- 2Contact insurance company to report claim and schedule adjuster visit while preserving all documentation
- 3Obtain multiple written estimates from licensed local contractors, verifying business registration and insurance coverage
- 4Review insurance policy declarations page to confirm deductible amount and filing deadline requirements
- 5Avoid contractors offering to waive deductibles or demanding immediate signatures, as both practices violate Texas law
This storm may have damaged your roof — get a free McKinney inspection
This event was detected by NOAA NEXRAD radar through the Severe Weather Data Inventory, with full National Weather Service documentation pending.