Minot, North Dakota struck by 2-inch golf ball-sized hail on June 7, 2026.
The hail strike occurred approximately 14 miles northwest of downtown Minot based on radar data coordinates.
Damage assessment
Golf ball-sized hail at 2 inches represents significant impact energy capable of functional damage to standard architectural asphalt shingles. At this magnitude, expect granule loss, exposed mat, and potential punctures on roofs over 10-15 years old. Class 4 impact-resistant shingles may limit damage to cosmetic granule loss, though functional damage remains possible on older installations.
With a typical deductible of $7,000 on a $350,000 home and repair costs averaging $6,846 for a 2,000 square foot roof, filing a claim may not provide financial benefit for standard repairs. Homeowners should obtain professional assessments to determine if damage exceeds the deductible threshold. Policy filing deadlines vary by insurer and should be verified immediately.
Insurance policy claim filing deadlines are not available in this case — homeowners should immediately check their policy declarations page for specific deadlines.
Repair costs fall below your deductible — you will likely pay out of pocket regardless of filing. Focus on getting competitive estimates from licensed contractors rather than rushing a claim.
This storm may have damaged your roof — get a free Minot inspection
Minot repair cost reference
Historical context
This event ranks as the 10th largest hail event in Ward County's recent record of 77 documented storms. The county's largest recorded hail measured 2.75 inches on September 20, 2019. June historically produces 28 hail events in Ward County over a 10-year period, making this occurrence typical for the month.
Storm system
This appears to have been an isolated hail event, with no other tracked counties in the region reporting significant hail damage on June 7, 2026.
Contractor guidance
Current contractor backlogs in the Minot area range from 1-2 weeks due to the thin local roofing market. North Dakota law prohibits contractors from offering to waive, absorb, or discount insurance deductibles under N.D. Cent. Code insurance fraud provisions. While North Dakota does not require state-specific roofing licenses, homeowners should verify municipal licensing requirements, liability insurance, workers' compensation coverage, and request local references. Avoid contractors offering deductible waivers as this constitutes insurance fraud.
Permits & building code
At 2-inch magnitude, roof repair is more likely than full replacement for most properties. Contractors typically handle permit applications, with costs ranging $100-$250 and inspections required. Given the 10-20% insurance discount for Class 4 shingles and their improved hail resistance, property owners should consider upgrading during any roof replacement project.
- 1Document all visible hail damage with photographs before temporary repairs
- 2Contact insurance company to report the claim and verify policy filing deadlines
- 3Obtain professional roof inspections from licensed contractors with local references
- 4Verify contractor licensing, insurance coverage, and avoid deductible waiver offers
- 5Secure necessary permits through your contractor before beginning repair work
This storm may have damaged your roof — get a free Minot inspection
This event was confirmed by NOAA NEXRAD radar data through the Severe Weather Data Inventory, with full National Weather Service documentation pending.