Minot, North Dakota struck by 2-inch golf ball-sized hail on June 2, 2026.
The hail strike occurred approximately 23 miles south of downtown Minot in the Missouri River valley region of Ward County.
Damage assessment
Golf ball-sized hail at 2 inches represents a significant damage threshold for architectural asphalt shingles, the dominant roofing material in Minot. This magnitude typically causes functional damage including granule loss, exposed mat, and potential seal failures that compromise weather protection. Roofs over 10-15 years old face higher vulnerability to impact damage, while newer installations may show primarily cosmetic bruising. Class 4 impact-resistant shingles would likely sustain minimal functional damage at this hail size.
With a typical deductible of $7,000 on a $350,000 home and repair costs averaging $6,846 for a 2,000 square foot roof, this claim falls just below the deductible threshold. Filing an insurance claim may not provide financial benefit unless damage exceeds the deductible amount or additional property damage occurred. Homeowners should check their policy declarations page for specific claim filing deadlines.
Insurance policy claim deadline information is not available — homeowners should check their policy declarations page for specific filing requirements.
Repair costs fall below your deductible — you will likely pay out of pocket regardless of filing. Focus on getting competitive estimates from licensed contractors rather than rushing a claim.
This storm may have damaged your roof — get a free Minot inspection
Minot repair cost reference
Historical context
This event ranks #10 out of 77 documented hail events ≥1 inch in Ward County over the past decade, placing it among the more significant storms on record. The largest recorded event remains 2.75-inch hail on September 20, 2019. June historically produces 28 hail events in Ward County over 10 years, making this an above-average month for hail activity.
Storm system
This appears to have been an isolated hail event, with no other tracked counties in the region reporting significant hail on the same date.
Contractor guidance
Current contractor backlogs in the Minot area range from 1-2 weeks due to the thin local roofing market. North Dakota law prohibits contractors from offering to waive, absorb, or discount insurance deductibles under N.D. Cent. Code insurance fraud provisions. North Dakota does not require state-specific roofing contractor licensing, but homeowners should verify general contractor licenses, confirm liability and workers' compensation insurance, and request references from contractors with verifiable North Dakota business addresses.
Permits & building code
At 2-inch magnitude, repair rather than full replacement is more likely for most roofing systems. Contractors must pull permits costing $100-$250, and inspections are required for roofing work. Given the 10-20% insurance discount for Class 4 shingles and their superior hail resistance, upgrading during repairs could provide long-term value in this active hail region.
- 1Document all visible damage with photographs before temporary repairs
- 2Check policy declarations page for specific claim filing deadlines
- 3Verify contractor licensing, insurance, and local references before hiring
- 4Obtain building permits through contractor before beginning repairs
- 5Consider Class 4 impact-resistant shingle upgrade for insurance discounts
This storm may have damaged your roof — get a free Minot inspection
Event data sourced from NOAA NEXRAD radar through SWDI database, with radar confirmation pending full National Weather Service documentation.