Lower risk hail risk

Hail damage costs in
Evans, CO

Typical roof repair (2,000 sqft) $5,387 – $7,781

Weld County·Greeley·56 NOAA events (10 yr)·Last hail: Aug 10, 2025·Updated Apr 2026

1.75" golf ball hail reported in Evans on 2026-06-03Radar-indicated

Evans, located in Weld County on Colorado's Front Range, faces lower hail risk compared to other parts of the state, but homeowners should still expect periodic hail damage to roofing and siding. A typical 2,000 square foot roof repair ranges from $5,398 to $7,797, depending on damage severity and material choices. Understanding your local hail exposure, insurance coverage, and contractor availability can help you prepare for storm recovery.

Evans experiences peak hail activity from May through July, when afternoon convective storms tracking northeast from the Rocky Mountains frequently impact the region. Most significant hail events occur between 2 p.m. and 7 p.m. Mountain Time. The largest recorded hail event in Weld County reached 2.75 inches, which typically causes functional damage across all shingle types and requires full roof replacement rather than spot repair.

Hail risk score

34/100

Lower risk

NOAA storm history

events (10 yr)56

≥1.5" significant18

peak year (9)2019

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Repair cost estimate

asphalt shingles

Hail roof repairs in Evans typically cost between $5,398 and $7,797 for a 2,000 square foot home, with labor costs running below the national average. Evans' housing stock is predominantly architectural asphalt shingles, the most common roofing material in Weld County. Repair costs depend on damage extent, material selection, and local contractor availability.

BLS Greeley · labor 0.945 · PPI Apr 2026

Home size	Low	Typical	High
1,500 sqft	$4,040	$4,938	$5,836
2,000 sqft	$5,387	$6,584	$7,781
2,500 sqft	$6,734	$8,230	$9,727

Cost calculator

Roof square footage

Roof material

Roof pitch

Typical estimate — 2,000 sqft, Standard asphalt, Moderate (4–7:12)

$6,584

Range: $5,387 – $7,781

Based on Evans BLS labor index 0.945 and BLS PPI material index (Apr 2026). Reference range only — not a contractor quote.

How estimates are calculated

Free inspection estimate

Hail hit Evans? Get a free damage assessment

What moves the repair cost in Evans

Labor Costs Below National Average

Evans benefits from labor rates that are below the national average, which reduces overall repair costs. However, the local roofing contractor market in Evans is thin, meaning most post-storm capacity is sourced from contractors based in larger nearby metros. This geographic constraint can partially offset labor savings through longer wait times rather than higher hourly rates.

Material Costs and Shingle Grade Selection

Standard architectural asphalt shingles dominate Evans' housing stock and represent the baseline repair material cost. Upgrading to Class 4 shingles (impact-resistant rated) is voluntary in Evans but qualifies homeowners for insurance premium discounts of 10–20%. The material cost premium for Class 4 shingles typically adds $400–$800 to a 2,000 square foot repair, but the long-term insurance savings often justify the investment.

Damage Assessment and Repair Scope

Repair costs scale with damage severity. Localized hail damage affecting 15–25% of roof area typically costs $4,948 for a 1,500 square foot home and $6,597 for a 2,000 square foot home. Damage approaching 30% of the roof surface often makes replacement more economical than repair, particularly if the roof is already 15+ years old.

Permit Requirements and Processing Time

Evans requires roof repair and replacement permits, which cost $100–$250 and are obtained by the contractor. Permit approval is typically quick in Evans, but post-storm backlogs can extend the overall timeline. Expect 1–2 weeks of scheduling delays during peak season (May through July) before repair work begins.

Contractor Availability During Peak Season

Evans sits in Weld County, which experiences peak hail activity from May through July. During these months, post-storm demand can create 1–2 week backlogs for contractor availability. Storm chaser activity is low in Evans compared to other Front Range communities, reducing the risk of predatory pricing but meaning most available contractors are based in larger markets and may charge travel time.

Secondary Damage to Gutters and AC Units

Hail damage often extends beyond the roof to gutters, downspouts, and AC condensers. Repairing these secondary damage items can add $500–$1,200 to the total project cost. Document all secondary damage in your insurance claim to ensure these repairs are included in the adjuster's estimate.

Roof Deck and Structural Assessment

Hail impact damage may not be visible from ground level. A professional roof inspection by an adjuster or contractor identifies decking damage, penetration, and soft spots that affect repair scope and cost. Structural issues discovered during inspection can increase repair costs by 10–15% and may change the recommendation from repair to replacement.

Replacement cost estimate

full tear-off

BLS Greeley · labor 0.945 · PPI Apr 2026

Home size	Low	Typical	High
1,500 sqft	$6,734	$8,230	$9,727
2,000 sqft	$8,979	$10,974	$12,969
2,500 sqft	$11,223	$13,717	$16,211

Full replacement cost guide with material options

Insurance claim guide

Evans homeowners filing hail damage claims typically face percentage-based wind and hail deductibles rather than flat dollar amounts. With Evans' median home value of $326,300, a standard 2% deductible means homeowners pay $6,526 out-of-pocket before insurance coverage begins. Colorado insurers commonly structure deductibles this way due to the Front Range's severe hail loss history.

Evans maintains a low-density contractor market with limited storm chaser activity, as most contractors serve the area from larger nearby markets. Post-storm repair backlogs typically last 1–2 weeks in Evans. Homeowners should be aware that C.R.S. § 6-22-105 prohibits contractors from paying, waiving, or rebating any part of your insurance deductible — violations constitute property insurance fraud under Colorado law.

Full 10-step claim guide for Evans

Hail storm history — Weld County

NOAA NCEI

64 events · 2016–2025

≥2.0″ severe

≥1.5″ significant

≥1.0″ marginal

18 events≥1.5"·largest: 2.75"

Aug 10, 20251"quarter

Jul 31, 20251"quarter

Jul 24, 20251"quarter

Jun 17, 20251.5"ping pong ball

Jun 17, 20252.25"egg

Jun 17, 20252.75"baseball

Jun 5, 20250.75"penny

Apr 24, 20251"quarter

Apr 24, 20250.88"penny

View full 10-year record for Weld CountySource: NOAA NCEI · ~75-day lag

Frequently asked questions

What types of roofs are most common in Evans?

Most homes in Evans have architectural asphalt shingle roofs, which are standard across Weld County. Architectural shingles offer good durability for the region but can sustain functional damage from larger hail. If you are considering a roof upgrade, Class 4 impact-resistant shingles are not required by Evans building code but do qualify for homeowner insurance discounts of 10 to 20 percent.

How quickly can I get a contractor after a hailstorm in Evans?

Evans has a limited local roofing contractor market, so post-storm capacity typically comes from contractors based in larger nearby communities. Expected wait time for inspection and repair is 1 to 2 weeks after a significant storm. Storm chaser activity in Evans is low, but homeowners should verify any contractor's licensing through the Colorado Division of Insurance and obtain multiple written estimates before signing a contract.

Do I need a permit to repair hail damage to my roof in Evans?

Yes, Evans requires inspection for roof repairs. Your contractor will typically handle permit acquisition, which generally costs between $100 and $250. The permit ensures your repair meets current building standards and protects your property value and insurance coverage.

What should I look for in my insurance policy after a hail event?

Review your declarations page for a separate wind and hail deductible line item. In Colorado, this deductible is often a percentage of your home's insured value rather than a flat dollar amount. Knowing this number before filing a claim helps you understand your actual out-of-pocket cost. If you have questions about your coverage, contact your insurance agent or file a complaint with the Colorado Division of Insurance.

Is my repair estimate likely to cover the full cost of hail damage?

Repair costs depend on damage severity. A typical 2,000 square foot repair ranges from $5,398 on the low end to $7,797 on the high end. Your actual cost will also depend on material choices and your insurance deductible. Obtain at least two independent estimates, and work with your insurance adjuster to ensure the damage assessment is thorough.

Will my insurance deductible be high if I have a wind and hail deductible in Colorado?

Colorado's wind and hail deductibles are percentage-based rather than flat amounts, typically 1–2% of your home's insured value. On a $326,300 home (Evans' median home value) with a 2% deductible, you would pay $6,526 out of pocket. Check your declarations page to find your specific deductible percentage and dollar amount.

Wind/hail deductible notice

Colorado homeowners policies commonly include a separate wind and hail deductible structured as a percentage of your home's insured value—typically 1 to 2 percent—rather than a flat dollar amount. On a home insured for $326,300 (the median home value in Evans) at 2 percent, your out-of-pocket deductible would be $6,526. Check your declarations page for this separate line item, as it is distinct from your standard all-perils deductible.

Hail damage insurance claim guide