Skip to content
HailIndex
Guides

Golf ball-sized hail detected near Lubbock, TX on September 15, 2026

Radar-indicated2.5" · golf ball
Map of reported hail location

Hail was detected at a radar-indicated point within the Lubbock monitoring area. Actual impact can vary by neighborhood, so nearby homes should use this as a signal to check roofs, gutters, siding, and vehicles.

Damage assessment

The radar-indicated strike point fell approximately 6 miles west of downtown Lubbock, with one confirmed hail report logged across Lubbock County that day. At 2.5 inches, golf ball-sized hail is well above the functional damage threshold for architectural asphalt shingles — the dominant material in Lubbock's housing stock. Expect cracked or missing granules, bruising, and in many cases fractured mat layers that compromise waterproofing, particularly on roofs older than 10 years. Note that Lubbock County's largest recorded event reached 5 inches on June 6, 2025, so some inspectors in the market have recently calibrated their assessments against far more severe reference events.

Insurance & repair cost context

On a $350,000 home with a 2% hail deductible, the out-of-pocket threshold is $7,000. Typical repair cost for a 2,000 square foot roof runs $5,295, ranging from $4,332 to $6,257. Get a professional inspection before making any insurance decisions.

At these numbers, you're better off repairing out of pocket — the typical repair cost falls below your deductible. Filing a claim likely isn't worth it unless a full inspection reveals significantly more damage.

Free inspection estimate

This storm may have damaged your roof — get a free Lubbock inspection

Type of damage

How urgent?

Lubbock repair cost reference

2,000 sqft home · standard asphalt shingles
Repair
Low
$4,332
Typical
$5,295
High
$6,257
Full replacement
Low
$7,220
Typical
$8,824
High
$10,429

Historical context

This event ranks 29th out of 188 hail events of 1 inch or greater recorded in Lubbock County over the past 10 years, placing it in the upper tier by magnitude. The county's largest recorded event was 5 inches on June 6, 2025. September is historically quiet here — only one comparable event appears in the 10-year record for this month, making this an atypical late-season storm.

Storm system

Ector, TX also recorded hail the same day, though at a smaller 1.25-inch half-dollar size. The two events suggest a broader but relatively modest regional system, not an isolated Lubbock anomaly.

Contractor guidance

Local contractor data shows current backlogs running 4 to 8 weeks following storm activity, so scheduling an inspection sooner rather than later limits your wait. The city intake assessment rates storm chaser risk as moderate — Lubbock draws outside roofing crews after major regional events, and this storm is large enough to attract them. Texas does not require a state-level roofing contractor license, so verification falls entirely on the homeowner: confirm a valid local business license, general liability coverage, workers' compensation, and state registration if the contractor operates as a corporation or LLC. Get all of that in writing before signing anything.

Permits & building code

At 2.5 inches, full replacement is a realistic outcome on older roofs, though repair may be sufficient on newer installations — a licensed inspector's assessment determines which applies. The contractor pulls the permit in Lubbock, fees typically run $150 to $350, and the work requires a formal inspection upon completion. Class 4 impact-resistant shingles qualify for a 10–20% discount with most Texas insurers.

What to do now
  1. 1Photograph your roof, gutters, downspouts, and any exterior surfaces from ground level before anyone walks the roof — date-stamp every image.
  2. 2Get a repair estimate from a licensed contractor before contacting your insurer — at these numbers, out-of-pocket repair is likely cheaper than filing a claim.
  3. 3Verify any contractor's local business license, liability insurance, workers' compensation certificate, and state registration before allowing them on the property.
  4. 4Keep a written record of all contractor visits, quotes, and communications — note the inspector's name, date, and findings in writing.
  5. 5Review your policy's deductible terms and coverage language so you understand your position before any repair decision is made.
Free inspection estimate

This storm may have damaged your roof — get a free Lubbock inspection

Type of damage

How urgent?

Hail size and location are based on NOAA NEXRAD radar data via SWDI; a full NWS storm survey is pending and may revise these figures.