Golf ball-sized hail detected near Stillwater, OK on June 11, 2026
Hail was detected at a radar-indicated point within the Stillwater monitoring area. Actual impact can vary by neighborhood, so nearby homes should use this as a signal to check roofs, gutters, siding, and vehicles.
Damage assessment
Golf ball-sized (2.5-inch) hail poses a significant threat to standard architectural asphalt shingles, the dominant roofing material in Stillwater. At this magnitude, functional damage is likely on roofs older than 10-15 years, including granule loss, exposed mat, and potential punctures or cracking. Even newer shingles may sustain cosmetic damage that affects long-term performance. Class 4 impact-resistant shingles would fare better but could still show surface damage at this hail size.
With a median home value of $230,900 and typical 2% deductible, homeowners face a $4,618 deductible against repair costs averaging $5,886 for a 2,000-square-foot roof. The narrow margin between deductible and repair cost means a professional inspection is essential to determine whether damage is cosmetic, manageable out-of-pocket, or significant enough to warrant an insurance discussion. Deductibles vary by individual policy, so homeowners should review their specific coverage terms.
At these numbers, the typical repair cost exceeds a standard 2% deductible. Contact your insurer — damage at this level is likely worth filing before you pay out of pocket.
This storm may have damaged your roof — get a free Stillwater inspection
Stillwater repair cost reference
Historical context
This event ranks #13 out of 135 hail events in Payne County over the past decade, placing it in the upper tier of recorded storms. The largest hail event on record measured 4.25 inches on May 11, 2017. June historically produces moderate hail activity with 12 events over 10 years, making this timing typical for the county's hail season.
Storm system
This appears to have been an isolated storm event, with no other tracked counties reporting hail damage on the same day.
Contractor guidance
Current contractor backlog stands at 2-4 weeks with moderate storm chaser risk following regional hail events. Oklahoma's Roofing Contractor Registration Act requires all roofing contractors to register with the state before performing work, and Oklahoma House Bill 1940 prohibits contractors from advertising or promising to pay insurance deductibles. Homeowners should verify contractor registration status, confirm current general liability and workers' compensation insurance, and request references before signing contracts.
Permits & building code
At 2.5-inch magnitude, repair work is more likely than full replacement, requiring permits costing $150-$350 with contractors handling the permit process. While Class 4 shingles aren't required by code, the 10-20% insurance discount makes them worth considering during any roof work, especially given Stillwater's position in active hail country.
- 1Schedule professional roof inspection to document any damage
- 2Review insurance policy for specific deductible amount and coverage terms
- 3Verify contractor registration status through Oklahoma state database before hiring
- 4Document damage with photos from ground level for insurance records
- 5Consider Class 4 shingle upgrade if repairs are needed given insurance discount
This storm may have damaged your roof — get a free Stillwater inspection
Data sourced from NOAA NEXRAD radar confirmation, with full National Weather Service assessment pending.