Golf ball-sized hail detected near Moore, OK on July 4, 2026
Hail was detected at a radar-indicated point within the Moore monitoring area. Actual impact can vary by neighborhood, so nearby homes should use this as a signal to check roofs, gutters, siding, and vehicles.
Damage assessment
The radar-confirmed strike placed the hail core approximately 10 miles west of downtown Moore, with one report logged in Cleveland County that day. At 1.75 inches, golf ball-sized hail is capable of functional damage to standard architectural asphalt shingles — not just cosmetic bruising. Granule loss, cracked tabs, and compromised mat integrity are realistic outcomes, particularly on roofs more than 10 years old. Garfield County recorded 3.25-inch hail the same day, suggesting this broader system produced worse hail elsewhere in the region.
On a $189,300 home with a 2% wind/hail deductible, the out-of-pocket threshold is approximately $3,786. Typical repair cost for a 2,000 sq ft roof following a 1.75-inch event runs $5,604 — ranging from $4,585 to $6,623 depending on damage extent, roof pitch, and labor. Get a professional inspection before making any insurance decisions.
At these numbers, the typical repair cost exceeds a standard 2% deductible. Contact your insurer — damage at this level is likely worth filing before you pay out of pocket.
This storm may have damaged your roof — get a free Moore inspection
Moore repair cost reference
Historical context
This event ranks 39th of 129 hail events of 1 inch or greater recorded in the Moore area over the past 10 years — a moderate magnitude event, not a record-setter. The largest event on file reached 3 inches on April 19, 2023. July is historically quiet for this county, with only two recorded events of this size in the past decade; April, with 53 events, is the season's peak.
Storm system
This was not an isolated storm — the same system produced hail across multiple Oklahoma counties and into southern Kansas, with Garfield County reporting baseball-sized 3.25-inch hail and Payne County logging 2.5 inches the same day.
Contractor guidance
Local contractor data shows current backlogs running 2 to 4 weeks in the Moore market. Storm chaser risk is rated moderate — Moore draws out-of-area contractors after regional events, and the Oklahoma Roofing Contractor Registration Act (SB 2180, 2010) requires all roofing contractors to register with the state before performing work. Before signing anything, verify active state registration, current general liability and workers' comp coverage, and ask for references. Oklahoma House Bill 1940 (effective November 1, 2022) prohibits contractors from waiving or covering your deductible — any contractor who offers to do so is breaking state law, and your insurer can reject that contractor's estimate.
Permits & building code
At 1.75 inches, outcome depends heavily on roof age and condition — some roofs will need spot repair, others full replacement. The contractor pulls the permit in Moore; expect permit costs of $150 to $350, and an inspection is required before work is finaled. Class 4 impact-resistant shingles qualify for a 10–20% discount with most Oklahoma insurers.
- 1Photograph your roof, gutters, downspouts, and any exterior metal surfaces — dents in flashing or vents are objective evidence adjusters look for.
- 2Schedule an inspection with a registered Oklahoma roofing contractor to assess functional vs. cosmetic damage before weather degrades the evidence.
- 3Contact your insurer to report potential hail damage and confirm your policy's claim filing window.
- 4Verify any contractor's state registration under the Oklahoma Roofing Contractor Registration Act before allowing work or signing a contract.
- 5Keep all inspection reports, photos, and written estimates in one file — you'll need documentation if the claim goes to a second adjuster or appraisal.
This storm may have damaged your roof — get a free Moore inspection
Hail size and location are based on NOAA NEXRAD radar data (SWDI) and are radar-confirmed; a full NWS storm report is pending.