St. Cloud, Minnesota was struck by ping pong ball-sized hail (1.5 inches) on June 5, 2026.
The hail core struck approximately 5 miles southwest of downtown St. Cloud based on radar coordinates.
Damage assessment
Ping pong ball-sized hail (1.5 inches) poses a significant threat to St. Cloud's predominantly architectural asphalt shingle roofing. At this magnitude, functional damage is likely on roofs older than 10-15 years, with newer installations potentially sustaining cosmetic granule loss and exposed mat areas. Class 4 impact-resistant shingles may resist functional damage at this size but could still show cosmetic impacts requiring professional assessment.
With a typical 2% deductible on St. Cloud's median home value, homeowners face a $4,256 out-of-pocket cost before insurance coverage begins. Typical repair costs for ping pong ball hail damage average $8,601 for a 2,000 square foot roof, making filing financially viable for most affected properties. Homeowners should check their policy declarations page for specific filing deadlines as this information is not available in standard databases.
Insurance policy claim filing deadline information is not available — homeowners should check their policy declarations page for specific deadlines.
This storm may have damaged your roof — get a free St. Cloud inspection
St. Cloud repair cost reference
Historical context
This event ranks #72 of 164 recorded hail events ≥1 inch in the past decade for this area, placing it in the moderate severity category. The largest recorded event was 4-inch hail on July 26, 2019. June historically produces 23 hail events per decade in this region, making this occurrence typical for the month.
Storm system
The system also produced marble-sized hail in St. Louis, Minnesota the same day, indicating a broader storm complex moving through central Minnesota.
Contractor guidance
Current contractor backlog is estimated at 2-4 weeks with moderate storm chaser activity expected following this regional event. Minnesota requires roofing contractors to register under Minn. Stat. § 326B.092 with proof of insurance and workers' compensation coverage. Minnesota Statutes § 325F.69 and § 72A.20 prohibit contractors from waiving insurance deductibles, making any such agreement void and constituting consumer fraud. Homeowners should verify contractor registration through the MN Department of Labor and Industry's online lookup before signing contracts.
Permits & building code
At ping pong ball magnitude, repair is more likely than full replacement for most properties. Contractors must pull permits costing $150-$350, with inspections required for roofing work. While Class 4 shingles aren't mandated, the 10-20% insurance discount may justify the upgrade during repairs given St. Cloud's moderate hail frequency.
- 1Document damage immediately with photos from ground level and close-ups of hail stones if available
- 2Contact insurance company to report the claim and request adjuster inspection
- 3Verify contractor registration status through MN Department of Labor and Industry before signing any agreements
- 4Obtain multiple estimates from licensed contractors and refuse any deductible waiver offers
- 5Check policy declarations page for specific claim filing deadlines and coverage details
This storm may have damaged your roof — get a free St. Cloud inspection
Event confirmed by NOAA NEXRAD radar data with full National Weather Service assessment pending.