Baseball-sized hail detected near Lafayette, IN on August 11, 2026
Hail was detected at a radar-indicated point within the Lafayette monitoring area. Actual impact can vary by neighborhood, so nearby homes should use this as a signal to check roofs, gutters, siding, and vehicles.
Damage assessment
The radar-confirmed strike placed the hail core approximately 17 miles southwest of downtown Lafayette, with one report logged in Tippecanoe County for the day. At 2.75 inches, architectural asphalt shingles — the dominant material in Lafayette — face a high probability of functional damage: granule loss, cracked mats, and bruising that compromises the shingle's waterproofing whether or not it's visible from the ground. Roofs older than 10–12 years are particularly vulnerable since aged shingles have less elasticity and granule adhesion. This event's magnitude was the third-largest in the county's 10-year record; the county's all-time recorded maximum was 4 inches on June 25, 2023.
On a $157,600 home with a 2% hail deductible, the out-of-pocket threshold is approximately $3,152. Typical repair cost for a 2,000 square foot roof in this area runs $6,187, with a replacement cost of $10,311. Get a professional inspection before making any insurance decisions.
At these numbers, the typical repair cost exceeds a standard 2% deductible. Contact your insurer — damage at this level is likely worth filing before you pay out of pocket.
This storm may have damaged your roof — get a free Lafayette inspection
Lafayette repair cost reference
Historical context
This event ranks third out of 47 hail events of 1 inch or greater recorded in Tippecanoe County over the past 10 years, putting it in the top tier of documented county hail history. The largest event on record was 4 inches on June 25, 2023. August is historically quiet in this county — only one comparable August event appears in the 10-year record — making this storm an outlier rather than part of a seasonal pattern.
Storm system
This was not an isolated event. The same storm system produced hail across a wide corridor, including 2.5-inch hail in Will County, IL, 2.75-inch hail in Champaign County, IL, and 4-inch hail reported in St. Joseph County, IN — indicating a substantial regional outbreak rather than a localized cell.
Contractor guidance
Local contractor data shows current backlogs of 2–4 weeks, meaning inspection and repair scheduling will take time even under normal circumstances. The intake assessment rates storm chaser risk as moderate, consistent with Lafayette's position in a region that draws out-of-area contractors after major regional hail events. Indiana does not issue a state roofing contractor license, but under Indiana Code § 22-3-2-5, any contractor with employees is required to carry workers' compensation insurance. Before signing anything, verify general liability coverage, workers' comp, a verifiable local business address, and that the contractor will pull the required permit — and note that under Indiana's Home Improvement Contract Act, any offer to cover your deductible is illegal.
Permits & building code
At 2.75 inches, full roof replacement is a realistic outcome on older or already-compromised roofs rather than a simple repair. Lafayette requires a contractor-pulled permit ($150–$350) and an inspection before work is closed out — confirm the contractor handles both. Class 4 impact-resistant shingles qualify for a 10–20% discount with most Indiana insurers.
- 1Photograph your roof, gutters, downspouts, and any exterior surfaces from the ground — date-stamp every image immediately after the storm.
- 2Schedule a professional roof inspection with a licensed, locally verifiable contractor before authorizing any repairs.
- 3Contact your insurance company to report potential damage and begin the claims process.
- 4Ask every contractor for proof of general liability insurance and workers' compensation coverage before allowing anyone on your roof.
- 5Keep a written record of all contractor visits, estimates, and communications — including dates and names of anyone you speak with.
This storm may have damaged your roof — get a free Lafayette inspection
Hail data for this event is sourced from NOAA NEXRAD radar via SWDI and is radar-confirmed, with a full NWS write-up pending.