Westminster, Colorado struck by golf ball-sized hail on June 8, 2026, measuring 1.75 inches in diameter.
The hail strike occurred approximately 30 miles northeast of downtown Westminster.
Damage assessment
Golf ball-sized hail at 1.75 inches poses significant risk to architectural asphalt shingles, the dominant roofing material in Westminster. At this magnitude, expect functional damage including granule loss, mat exposure, and potential penetration on roofs over 10-15 years old. Class 4 impact-resistant shingles may limit damage to cosmetic bruising without compromising weather protection. Newer roofs under 5 years may show only cosmetic impact marks, while older installations face likely replacement needs.
With a typical 2% deductible on Westminster's median home value of $497,400, homeowners face a $9,948 out-of-pocket cost before insurance coverage begins. Typical repair costs for a 2,000 square foot roof average $6,941, falling below the deductible threshold and making insurance claims financially unviable for most properties. However, homeowners should check their policy declarations page for specific claim filing deadlines as this information is not standardized.
Homeowners should check their policy declarations page for specific claim filing deadlines, as this information is not available for Westminster policies.
Repair costs fall below your deductible — you will likely pay out of pocket regardless of filing. Focus on getting competitive estimates from licensed contractors rather than rushing a claim.
This storm may have damaged your roof — get a free Westminster inspection
Westminster repair cost reference
Historical context
This event represents the largest recorded hail in Westminster's limited 10-year database, though the sparse historical record suggests actual hail exposure may exceed documented events. June historically produces the most significant hail activity in Adams County, making this timing consistent with seasonal patterns. The Front Range location drives peak convective storm risk during late spring and early summer months.
Storm system
The Westminster strike was part of a broader hail system affecting multiple Front Range counties, with concurrent reports of half dollar-sized hail in Weld County and ping pong ball-sized stones in Douglas and Jefferson counties.
Contractor guidance
Westminster's dense contractor market currently shows 4-8 week backlogs, with high storm chaser risk expected within 24-48 hours of this event. Colorado Revised Statute § 6-22-105 prohibits contractors from waiving insurance deductibles, with violations constituting Class 2 misdemeanors. While Colorado lacks state-level roofing licensing, contractors must provide written contracts for jobs over $1,000 per Senate Bill 38. Verify general liability and workers' compensation insurance, local business addresses, and Colorado Roofing Association membership before signing contracts.
Permits & building code
At 1.75 inches, most affected properties will require repair rather than full replacement, though older roofs may need complete re-roofing. Contractors must pull permits costing $150-400, with mandatory inspections required. Given Westminster's Class 4 shingle requirement and 10-20% insurance discounts, upgrading during repairs provides long-term hail protection and premium savings.
- 1Document all visible roof and property damage with photographs from ground level
- 2Contact insurance company to report claim and request adjuster inspection
- 3Verify contractor licensing, insurance coverage, and local business registration before signing contracts
- 4Obtain multiple written estimates and ensure compliance with Colorado deductible waiver laws
- 5Schedule contractor work 2-3 weeks ahead to avoid post-storm backlog delays
This storm may have damaged your roof — get a free Westminster inspection
This report is based on National Weather Service spotter observations, with radar confirmation still pending.